EFFECTIVE: MARCH 18, 2020

CALIFORNIA CONSUMER PROTECTION ACT (CCPA)

The California Consumer Privacy Act (CCPA) provides consumers who are residents of the State of California with specific rights related to their personal information, subject to certain exceptions. It also requires us to disclose the information we collect, the purposes for which we collect it, and what we share and disclose.

The Personal Information We Collect and Why

You have the right to know what personal information we collect and why. The information we collect and the purposes for which we use it are described in this Privacy Policy.

The Personal Information We Share or Disclose

You have the right to know what personal information we disclose or share with third parties. The personal information we share is described in this Privacy Policy.

Right to Know

You have the right to ask us what personal information we have collected from you over the past 12 months. You may make such requests up to twice a year.

Right to Delete

You have the right to ask us to delete your personal information. In certain circumstances the law may not require or permit us to delete certain personal information, but if we cannot honor a deletion request, we will tell you.

Right to Opt-Out (Do Not Sell)

You have the right to tell us not to disclose or transfer your personal information to a third party in exchange for something of value. The CCPA refers to this as your right to say “Do Not Sell” my personal information. If you opt out of disclosure or transfer of your personal information, you may later opt-in again to having your personal information move more freely.

13-15 Year Olds

We automatically opt-out consumers whom we actually know are at least 13 and less than 16 years old. In the language of the CCPA, we “do not sell” their personal information unless they opt-in.

Financial Incentives

We do not offer any financial incentives for consumers to take any action or make any choices in using our services.

Non-Discrimination

We will not discriminate against you for exercising any of the rights described in this Privacy Policy. Specifically, we will not deny you goods or services or charge you different prices or rates for goods or services, including through the use of discounts or other benefits, or by imposing penalties.

EXERCISING YOUR RIGHTS
Right to Know and Right to Delete

You may ask us for the personal information we have about you, or ask us to delete your personal information, by accessing our CCPA Rights Management Tools or by emailing us at [email protected]. When you make a request online, we will verify your identity by sending you an email and asking you to respond. When you call the toll-free number, you must leave a name, address, and email address we can use to contact you.

If you ask what personal information we have received from you, and we cannot verify your identity, or if providing the information you have requested creates a security risk, we will give you a general description of the type of personal information we have about you.

If you ask us to delete your personal information, and we can’t verify your identity and confirm that you made the request, we will not be able to honor it. Generally, though, if we can confirm your identity and your request, we will delete, de-identify, or aggregate your personal information so it can no longer be associated with you. There are some reasons that the law may require or permit us to keep your personal information, however.

Opt-Out (Do Not Sell)

If you do not want us to disclose or transfer your personal information to a third party in exchange for something valuable, you may opt out by by emailing us at [email protected]. When you email us, you will need to leave a name, address, and email address that we can use to contact you.

Authorized Agents

If you are an authorized agent, please follow the instructions available . In general, you will need to provide proof that you are registered with the Attorney General, as required by law, and proof you have written authority to act for the consumer. You shall also provide the email address of the consumer you are representing so we can verify their identity, or provide documentation that you have power of attorney for the consumer pursuant to Probate Code sections 4000-4465. We will not be able to honor requests without sufficient documentation that you are authorized to represent the consumer or that you are registered with the Attorney General.

Requests made on behalf of a “Household

If you would like to request personal information about your household, please follow the instructions available to make your request. We will need to verify the members of the household, and in some cases, if a request raises security concerns for any household member, we may not be able to honor the request.

CALIFORNIA “SHINE THE LIGHT” LAW AND CALIFORNIA “ERASER” LAW

Residents of the State of California may request a list of all third parties to which we have disclosed certain information during the preceding year for those third parties’ direct marketing purposes.

If you are a California resident under the age of 18, and a user of the website where this policy is posted, you may request removal of content or information you have publicly posted. Please be aware that such a request does not ensure complete removal from the Internet of the content or information you posted, and there may be circumstances in which the law does not require or allow removal.

For all requests under the “Shine the Light” or “Eraser” Law, please contact us . We will accept requests to exercise these rights only through our contact form referenced above with the proper subject line and complete and accurate information.

CALIFORNIA DO NOT SELL MY PERSONAL INFO

As a California consumer, you have the right to tell us not to disclose or transfer your personal information to a third party in exchange for something of value. This is referred to as the right to tell us “Do Not Sell” my personal information, or your right to “Opt Out of Sale.”

OPT OUT OF “SALE” OF PERSONAL INFORMATION ASSOCIATED WITH MY EMAIL ADDRESS

If you’re a registered user, you’ve signed up for a newsletter, or have otherwise provided us with your email address, you may exercise your opt-out choices by emailing us at [email protected].

OPT-OUT OF THE “SALE” OF PERSONAL INFORMATION BY DAA PARTICIPATING COMPANIES FOR THIS DEVICE

On January 1, the Digital Advertising Alliance (DAA) is expected to release a CCPA compliance tool based on its Ad Choices tool, but adapted specifically for the “Do Not Sell My Personal Info” rights under the California Consumer Privacy Act of 2019. This tool will offer a centralized place to opt out of the sale of personal information by any or all DAA participating companies that are collecting your personal information across multiple websites (including the Tipstor® Services) and we will make it available here. Please keep in mind that while Tipstor® provides the DAA tool as a means for companies who collect information on the Tipstor® Services and who participate in the DAA program to receive and honor “Do Not Sell” choices, Tipstor® does not control the activities of DAA participants or have the ability to verify or enforce any participant’s compliance with any DAA standards. Learn more about the DAA and check the status of their CCPA Opt Out Tool at https://www.privacyrights.info. In the meantime, please review the ADDITIONAL CHOICES ABOUT PERSONAL INFORMATION ASSOCIATED WITH YOUR BROWSER OR DEVICE section below, which includes the current DAA Ad Choices tool.

ADDITIONAL CHOICES ABOUT PERSONAL INFORMATION ASSOCIATED WITH YOUR BROWSER OR DEVICE

Tipstor®, service providers working on our behalf, and third parties who collect information on our pages, may automatically receive certain information associated with you and/or your device(s) as part of your use of the Tipstor® Services through browser-based or device-based tracking technologies such as cookies, pixels, tags, beacons, scripts, or other technology. You can opt out of the use of these tracking technologies, but you must do so on each browser or device, and if you block cookies completely (as explained in our cookie policy), we and others will not be able to receive and honor your opt-out preferences.

The personal information collected through these trackers is associated with your browser or device, and not your name or email address, so if you would like to opt-out of for this information you will need to disable cookies or trackers as described in the link below. Because your opt-out preference is stored in a cookie, if you reset your advertising ID or clear your cookies then we will not recognize your device or your choices, so you must opt-out again.